Out of the Mouths of Babes: Bad Words and Insurance Companies

Ella and Bad Words
Yesterday I was picking Ella up from soccer practice when she announced that someone had written "bad words" on the bathroom wall at her school.

Me: Bad words? What kind of bad words?

Ella: Oh, you know, the A-word, the B-word and the F-word.

Me: What's the A-word? You don't have to say it, just describe it or spell it.

Ella: It's a word that also means "butt". It's bad.

Me: Hmmm. What's the B-word?

Ella: I don't remember.

Me: And what about the F-word? And remember - do NOT say it. Spell it.

Ella: Eff - You - See- Kay

Me:

Ella: I don't even know what that means.

Me: Good.

Ella: I don't know what it means, but I've heard you say it before when you're driving.

GREAT. Mother of the year. That's me.

Jack and Insurance Companies
Yesterday I had to take Jack to the doctor's office. We had an interesting conversation about insurance companies that involved NO curse words whatsoever. I swear. Or not.

Jack: Why does it cost so much to see the doctor?

Me: Well, actually, what we paid is called a co-pay. The actual charges are a lot higher but the insurance company pays the rest.

Jack: How does that work?

Me: Well, Daddy's work pays for part of our insurance plan and then the rest comes out of Daddy's paycheck. That means that when we go to the doctor we only have to pay a certain amount no matter how much it costs.

Jack: So, what ARE insurance companies anyway? I mean, are they like, machines? Or are they people?

Me: (Unable to speak due to laughing while concentrating on driving. Without cursing I might add)

Interesting point though - insurance companies - machines or people? Hard to tell sometimes. That is one smart kid.